Cycle Insurance for UK Cyclists

Cycling, bicycle and e-bike insurance put simply is financial protection that covers you against a number of risks associated with cycling.

As a cyclist, you’ll be well aware of the many benefits of cycling, however, you'll also be aware that your passion is not without risk. That's where Cycler can help you to protect your passion.

On a daily basis, you'll encounter the risk of accidents which could result in injury. Additionally, bike theft is on the rise and as a result, your accessories are at risk too. Cyclers bike insurance is specifically designed to protect you against these risks and much more.

See how we compare Take a look at our cover, as standard, compared to the leading UK providers of bicycle insurance...

Data sourced online on 4th April 2024. Refer to individual businesses referenced for features/benefits and current review rating.

Whilst we hope you're never need it, our Cycle Insurance covers you in the event that the worst happens. If you're involved in an accident, on your own or with another member of the public or a vehicle and your bike is damaged or you sustain an injury, we've got you covered. Additionally, we cover theft, at home and away from the home.

Without a tailored cycle insurance product you could be caught short when you need help the most.

Most cyclists believe that their home insurance covers them for most eventualities when out cycling, unfortunately, that's not the case and that's why we exist.

In the UK, cycling insurance is not a mandatory requirement and there may be a gap in what you're covered for, so, you should consider what your needs are and what cover you actually require.

With Cycler, get covered, comprehensively and be safe in the knowledge that you're fully covered. Our cover, as standard includes theft, damage, public liability, worldwide travel, personal accident, cycle breakdown and cycle hire in the event of a claim.

The best form of defence against theft and malicious damage is you. Here's Cycler's top tips for keeping your gear secure:

• Invest in 'Sold Secure' rated locks. Most Insurers will require a minimum rating of 'Gold' standard. Diamond standard is the best and whislt these locks may cost a little more, they'll help you look after what you love.
• When locking your bike or e-bike when away from your home, make sure you're locking it to a strong and immovable object. Most Insurers will require this level of security as standard.
• Think about where you're leaving your bike or e-bike. There are theft hotspots such as railway stations and quieter locations. Try to treat your bike as a bundle of cash - it may change the way that you think about bike security.
• When you're leaving your bike at home, there are many things to consider such as when you lock it up in a garage or shed. Make sure you've got strong security locks and consider locking the bike to an immovable object. Again, check Insurers security conditions to ensure you're covered.
• Consider bike trackers. There are many new devices on the market that allow you to discreetly track your cycle should it be stolen.

Cycler Insurance covers all types of bikes and e-bikes for personal use. This includes road bikes, mountain bikes, hybrids, tandems, gravel bikes, cargo, folding bikes and e-bikes.

For those with customised bikes, we've got you covered too. From full self builds to partial builds.

Regarding cycle value - Cycler cover up to 5 bikes on a single policy with individual cycle values of up to £15,000. No provider in the UK offers such comprehensive cover for cycling enthusiasts.