5 Reasons Why You Need Cycle Insurance


Take a look at our top 5

Cycling is becoming even more popular as a great way to stay fit, explore the outdoors, have family fun time, and save money on transportation costs.

However, cycling can also be risky, especially if you're riding in a city or on busy roads. In addition, bicycles can be expensive and are often targeted by thieves. Bicycles have become even more important for everyday living, as well as your pride and joy and therefore you will want to look after them correctly.

That's why it's important for every cyclist to have bicycle insurance. Here at Cycler we are passionate about offering the best bicycle cover for your needs.

 5 Reasons Why You Need Cycle Insurance

Bicycles can be expensive, with some models costing thousands and even tens of thousands of pounds. Many cyclists build the bike they want to specificity with add-ons that are tailor made for their needs.

Take one pressure away from the rebuild by having the correct cover in place should anything happen to it If your bicycle is stolen or damaged, it can not only be a significant financial loss, but also, a huge inconvenience that may disrupt your daily commute and set events.

Bicycle insurance can help cover the cost of repairs or replacement, protecting your investment. and financially support you with the rebuild if required.

Cycler pride themselves with this level of bicycle insurance cover, so it is always good to compare bicycle insurance when deciding on the level of cover required to ensure your needs are met.

protect your investment

No matter how careful we are, accidents can and do happen, and if you're involved in a collision with another cyclist or a pedestrian, you could be held liable for any injuries or damage. This can be incredibly costly and some have been caught short - often losing cases at court and being held responsible, personally, for the costs and compensation.

Third Party Liability is a benefit that Cycler are proud to include for all customers, protecting you from potential costly legal expenses. That's why we include this important cover in our price. We don't ask you to bolt this cover on because it's so important.

We don’t want this to be something for you to worry about. This way you can focus on your own recovery should an incident arise. Find Out More About How Cycler Will Support You

cover your liabilities

Cycling should be a fun and enjoyable activity, but it can be stressful if you're worried about your bike being stolen or damaged or if you're covered whilst abroad or when you breakdown.

We ask all customers to have a minimum of a Gold Sold Secure lock in place for security should they be leaving their bike unattended when away from the home. We encourage our Customers to think of their bicycle as a bundle of cash. If your bicycle is worth £4,000 you should view it exactly as that value. Would you leave £4,000 unattended and take a risk - we think not!

Additionally, as with third-party liability, worldwide use, personal accident, cycle breakdown are all included in the price that we offer. Again, no bolt-ons.

Should the worst happen, having your Cycler cycle insurance in place will give you peace of mind knowing that you're covered. How Does Cycler Compare?

peace of mind

Many bike insurance products offer additional benefits, such as roadside assistance, cycle hire, and personal accident cover. These can be helpful if you rely on your bike for transportation or participate in cycling events.

Cycler pride ourselves with policy benefits such as Accidental Damage, Accessories cover, Theft, Personal Accident Cover, Third-Party liability, & European Cover. Cycler also offer Multi Bike cover with up to 25% discount for each additional bicycle you insure.

Additional Riders can be added to your policy and you'll get a free insurance upgrade that covers the extra cost in premium to upgrade your bike (up to £100) mid-term too.

In the event of no claims being made we will apply a no claims discount at renewal. Yes, stay claim free and you will pay less - the way it should be. We also guarantee no price increase at renewal if you have had a settled claim and providing you have the same cover for the same gear.

Cycler have an awesome referral scheme for you to earn cash by sharing with your friends and family. Extra cash always helps. For the cyclists who like to get involved with competitions we offer competing cover too, see our handy guide - Why You Need Competing Cover

extra benefits

Bicycle insurance doesn't have to be expensive. Many products are available at very affordable rates, with coverage options that can be tailored to your needs and budget.

Cycler offer cover for all types of bicycles such as e-Bikes, Cargo bikes, Road bikes, BMX, bikes, Mountain bikes and Tandems. We also cover specialist and custom built bikes too. Cycler Bicycle Quote

In conclusion, bike insurance is truly essential for every cyclist in the UK. It provides protection for your investment, covers your liabilities, gives you peace of mind, offers additional benefits and is affordable.

Whether you're a casual or serious cyclist, bicycle insurance is a wise investment that can save you money and protect you from potential risks.